Term Life Insurance:

On the list of priorities, Term Life insurance should be number one. Term Life Insurance coverage under the BCTF group plan provides security and protection at low group rates for members and spouses. Special product features include reduced rates for non-smokers and waiver of premium in the event of total disability.
         

Dependent Children Term Life Insurance:

If you are a member applying for Term Life Insurance, you can also insure your eligible dependent children for Dependent Children Term Life Insurance. One low premium covers all of your eligible dependent children, regardless of the number
         

Accidental Death & Dismemberment Insurance:

The sudden and unexpected nature of an accidental death or dismemberment can cause severe emotional and financial hardship. Accidental Death & Dismemberment Insurance offers additional protection for you and your family.
     

Critical Illness Insurance:

Many people are now surviving serious illnesses, but few are recovering from the financial burden. Critical Illness Insurance provides a tax-free lump sum payment to the insured, to be used at their discretion, if they survive a minimum of 30 days (90 or 180 days for certain conditions) after first being diagnosed with a covered condition. Coverage for your spouse is also available.
     

Guaranteed Issue Life Insurance

Guaranteed Issue Life Insurance provides members and spouses aged 50+ with the opportunity to purchase life insurance without the worry of having to answer health questions or provide other evidence of insurability. You are guaranteed to be accepted.