Products

Term Life Insurance:

On the list of priorities, Term Life Insurance should be number one. Term Life Insurance coverage under your Alma Mater's group plan provides security and protection at low group rates for members and spouses. Special product features include reduced rates for non-smokers and waiver of premium in the event of total disability.
         

Dependent Children Term Life Insurance:

If you are a member applying for Term Life Insurance, you can also insure your eligible dependent children for Dependent Children Term Life Insurance. One low premium covers all of your eligible children, regardless of the number.
     

Accidental Death & Dismemberment Insurance:

The sudden and unexpected nature of an accidental death or dismemberment can cause severe emotional and financial hardships. Accidental Death & Dismemberment Insurance offers additional protection for you and your family.
     

Critical Illness Insurance:

Many people are now surviving serious illnesses, but few are recovering from the financial burden. Critical Illness Insurance provides a tax-free lump sum payment to you, to be used at your discretion, if you survive a minimum of 30 days (90 or 180 days for certain conditions) after first being diagnosed with one of 18 covered conditions. Protection for your spouse is also available.
     

Health & Dental Insurance:

Are you paying too much for health and dental expenses because you don't have coverage? Now you don't have to! IAP's Health & Dental Insurance provides a variety of coverage options to suit your needs and budget. Coverage for your family is also available.
     

Office Overhead Insurance:

IAP's Office Overhead Insurance is designed for members who own and operate their own business. If you couldn't work for a period of time, who would pay your business expenses? Office Overhead Insurance provides you with enough coverage to maintain your business in the event of a short-term disability or reorder your affairs in the event of permanent disability.
     

Long Term Disability Insurance:

Though many people have purchased coverage to protect their loved ones in case of their death, few have thought about insuring themselves against disability. Statistics show that at any time in your career, the chance of a long term disability occurring (lasting more than 90 days) is three times more likely than death. Long Term Disability Insurance can help you protect your family's financial security by continuing to provide you with a substantial portion of income that can be used to maintain your current lifestyle.
     

Travel Medical Insurance:

Your travels should be a worry-free experience, this is why your Alumni Association has teamed up with IAP to offer you competitive low rates and comprehensive benefits in this annual Travel Medical Insurance plan.