Professional Association Group Insurance

Term Life Insurance

Dependent Children
      Term Life Insurance

Accidental Death &
      Dismemberment
      Insurance

Critical Illness
      Insurance

Income Protection
      Insurance

Permanent Life
      Insurance


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Products

Summary of Coverage Options

CGA-Canada and Industrial Alliance Pacific Insurance and Financial Services Inc. (“IAP”) are pleased to provide a first class, low cost Personal Insurance Program for you and your family.

Term Life Insurance:

 

On the list of priorities, Term Life Insurance should be number one. Term Life Insurance under your CGA group plan provides security and protection at low group rates for members and spouses. Special product features include reduced rates for non-smokers and waiver of premium in the event of total disability.
         

Dependent Children Term Life Insurance:

 

If your are a member applying for Term Life Insurance, you can also insure your eligible dependent children for Dependent Children Term Life Insurance. One low premium covers all of your eligible children, regardless of the number.
         

Accidental Death & Dismemberment Insurance:

 

The sudden and unexpected nature of an accidental death or dismemberment can cause severe emotional and financial hardships. Accidental Death & Dismemberment Insurance offers additional protection for you and your family.
     

Critical Illness Insurance:

 

Many people are now surviving serious illnesses, but few of us are recovering from the financial burden. Critical Illness Insurance provides a tax-free lump sum payment to you, to be used at your discretion, if you survive a minimum of 30 days (90 or 180 days for certain conditions) after first being diagnosed with a covered condition. Coverage for your spouse is also available.
     

Income Protection Insurance:

 

Income Protection Insurance provides you with an affordable way to continue receiving an income should you become totally or partially disabled.
     

Permanent Life Insurance:

 

Designed to provide guaranteed lifetime financial protection, Permanent Life Insurance is perfectly suited to the needs of people seeking financial stability and security for their loved ones in the event of a premature death. This product is available to both members and their spouses.