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Legal (USA)
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Terms And Conditions / Legal Notices –
Industrial Alliance Pacific Insurance and Financial Services Inc., United
States Branch |
Please read this notice carefully prior to using
this web site.
This legal notice covers the United States Branch's sections
of the Industrial Alliance
Pacific Insurance and Financial Services Inc.'s web
site. To read the legal notice for the Canadian sections, please go to
the 'Legal (Canada)' page within the Corporate/About this Site section
of the website.
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Acceptance Of Conditions |
By accessing and browsing this web site, visitors accept,
without limitation or qualification, the Terms and Conditions contained
below and all applicable laws. Industrial Alliance Pacific
Insurance and Financial Services Inc. (Industrial Alliance Pacific), may at any time
revise these Terms and Conditions by updating this posting. Visitors agree
to be bound by such revisions, and should periodically revisit this page
to review the current Terms and Conditions.
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Information Accuracy |
Although the contents of this website are believed to be
reliable when posted, Industrial Alliance Pacific cannot guarantee
this information to be current, accurate or complete. The information
is subject to modification and updating from time to time without notice.
Prior to acting upon any of this information, please contact your independent
financial advisor to verify its accuracy.
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Web Site Content |
The information on this website does not constitute an
offer to buy or sell products or services and is not intended to provide
professional advice including, without limitation, financial, legal, accounting
or tax advice. The information should not be relied upon in this regard.
Please contact your independent financial adviser for assistance.
PRODUCT
AVAILABILITY
The products and services referred to on this website may not be
available in all geographic regions. The products and services of
the United States Branch of Industrial Alliance Pacific
are only available in the following states: AL, AK, AR, AZ, CA, CO, DC, DE, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY in accordance with the local law and where
they may be legally offered for sale. All products and services
are subject to the terms, conditions and limitations of the applicable
agreements. |
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Trademarks And Copyright |
All contents of this web site are the copyright of Industrial Alliance
Pacific Insurance and Financial Services Inc. and are protected under the copyright
laws of The United States of America, Canada and other countries. All
rights reserved. In addition, certain information on this website may
be copyrighted by others. The information on this web site shall only
be copied for personal use and may not be reproduced, or distributed for
any other purpose in whole or in part without the prior written permission
of Industrial Alliance Pacific. Any infringement of Industrial
Alliance Pacific's rights will result in appropriate legal action.
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Hypertext Links |
This web site may facilitate access by hypertext links
to other worldwide web sites. These hypertext links are entirely independent
of this web sites and shall NOT in any manner be construed as any reflection
on or any affiliation with or endorsement of such site or entity or its
respective products, services or contributions to this web site.
Industrial Alliance Pacific has not reviewed the
content linked to. The right to reproduce and use the content linked to
is (1) subject to the conditions that the respective owners may impose,
and (2) is at your own risk.
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Privacy And Security |
Industrial Alliance Pacific attempts to maintain
security efforts which are consistent with standard industry practice
in Canada. However, complete privacy, confidentiality and security are
not yet possible over the Internet. Therefore, Industrial Alliance Pacific
shall not be responsible or liable for any harm or loss which may be suffered
by any party, resulting from the use, communication or transmission of
any information, including private, confidential or sensitive information
to or from this website.
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E-Mail |
Industrial Alliance Pacific will not accept transactions
or instructions by Internet E-Mail messages, unless otherwise specified.
However, questions of a general nature or inquiries may be communicated
by E-Mail messages. Industrial Alliance Pacific discourages customers
from sending confidential and personal information by Internet E-Mail
messages as the security of these messages cannot be guaranteed. Any person
who chooses to send a message by E-Mail does so at his or her own risk
and Industrial Alliance Pacific will not be held responsible
for any damages or losses incurred as a result.
Any communication transmitted to us by electronic mail
or otherwise or post becomes the property of Industrial Alliance Pacific
or its affiliates and may be used for any purpose. Industrial Alliance
Pacific is free to use any idea contained in any communication
sent to us for any purpose whatsoever, including, but not limited to,
developing, manufacturing and marketing products using such information.
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Liability |
Industrial Alliance Pacific, its subsidiaries,
parent company, affiliated companies, its officers, directors, employees
or any persons associated with the creation of this website, are NOT responsible
in any manner whatsoever for any harm, loss or damage that may arise in
connection with or through the use of this website including, without
limitation, any direct, indirect, special, third party or consequential
damages, howsoever caused.
By accessing and browsing this Web Site, visitors agree
that the laws of British Columbia and Canada apply to any issue that might
arise with Industrial Alliance Pacific regarding this site, and
to settle such dispute in the courts of British Columbia. |
