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The Personal Financial Services division provides insurance
and investment products for individuals
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Universal Life Insurance, Permanent/Whole Life
Insurance and Term Insurance. |
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Critical Illness Insurance. |
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Segregated Funds, annuities and other Investment
products. |

The Special Markets Group (“SMG”) provides life, accident and health insurance solutions for unique and special risk groups. With a comprehensive range of products, innovative thinking and over 45 years of special market insurance expertise, SMG is a leader in the special risk marketplace.
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One of Canada’s largest special risk insurance providers. |
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Customized insurance solutions with competitive rates. |
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Programs developed specifically for employer groups, educational groups, affinity groups – such as professional associations and alumni groups, and financial institutions. |
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Canada’s leading Student Accident insurer – insuring Canadian children since 1961. |
For further details on SMG’s products and services, please visit the Special Markets & Group Insurance section of the IAP website.

Established in 1963, SAL Group was first in the Canadian
Group Creditor Insurance Market.
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Canada's leading provider of creditor group life
and disability insurance for the automobile, heavy truck, RPG/power
sport and recreational vehicle markets. |
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SAL Protection Plan-extended warranty service contracts. |
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Diamond-Kote chemical and appearance protection
products. |
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Silent Sentinel anti-theft traceable etch program. |
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Dealer loyalty/customer retention
program. |

A specialist provider of life insurance solutions with
a "personal touch" underwriting team.
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Whole Life, Universal Life and Term Life insurance
products |
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Products well-suited for 403(b) planning |
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