Industrial Alliance Pacific, Insurance and Financial Services


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Creditor Group Insurance & Specialized Products



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Creditor Group Insurance & Specialized Products

To File a Complaint

 

Below are the steps to follow to file a complaint. If your complaint relates to a claim, please follow the steps on the To File a Creditor Group Insurance Claim Complaint page of this web site.

Step 1 – Call Client Service

Step 2 – Write to Client Service

Step 3 – Write to the Complaint Officer

Step 4 – Write to the Canadian Life and Health Insurance OmbudService (CLHIO)



Step 1 – Call Client Service

Speak with a Client Service representative for dissatisfaction with regards to a product or service. For dissatisfaction with the level of service provided by a Client Service representative, speak with the supervisor of the department in question.

  • For creditor group insurance purchased though a motor vehicle dealership:
    Toll-free: 1-800-663-9498
  • For creditor group insurance purchased though a mortgage broker or credit union:
    Toll-free: 1-800-923-5626
  • For aftermarket products such as mechanical breakdown insurance or vehicle service contracts purchased through a motor vehicle dealership:
    Toll-free: 1-888-444-9989


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Step 2 - Write to Client Service

If you were unable to obtain a satisfactory response after undertaking Step 1, please write to:

Industrial Alliance Pacific Insurance and Financial Services Inc.
SAL Group - Administration

2165 Broadway West
Vancouver, BC
V6B 5H6

  • For creditor group insurance purchased though a motor vehicle dealership:
    Fax: 604-764-4978
  • For creditor group insurance purchased though a mortgage broker or credit union:
    Fax: 1-866-577-0087
  • For aftermarket products such as mechanical breakdown insurance or vehicle service contracts purchased through a motor vehicle dealership:
    Fax: 1-888-444-0697


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Step 3 - Write to the Complaint Officer

If the problem was not resolved, you may request a review by the Industrial Alliance Pacific Complaint Officer. All requests for reviews must be sent in writing to the Complaint Officer. Rest assured that your request will be treated in a confidential manner.

Industrial Alliance Pacific Insurance and Financial Services Inc.
Complaint Officer

2165 Broadway W, PO Box 5900
Vancouver, BC
V6B 5H6



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Step 4 - Write to the Canadian Life and Health Insurance OmbudService (CLHIO)

The Canadian Life and Health Insurance OmbudService (CLHIO) is part of The Financial Services OmbudsNetwork (FSON), a national industry-based dispute resolution system for consumers of financial services. The CLHIO deals with concerns about life and health insurance products and services that have not been resolved through the company’s dispute resolution system.

If you have followed all of the previous steps and you feel your complaint has still not been properly addressed, you may forward a written request for review by the Canadian Life and Health Insurance OmbudService (CLHIO).

Canadian Life and Health Insurance OmbudService
Telephone: 1-888-295-8112

Website: www.clhio.ca

Please note that when requesting a review, you must provide a copy of all correspondence sent and received in the previous steps. All information exchanged during the course of the mediation process will remain strictly confidential.

Notice to Complainants in Quebec
In the province of Quebec, the regulatory body for financial institutions is the Autorité des marchés financiers. If you are dissatisfied with the process used to examine your complaint or the results of the examination, you may request that your file be transferred to the Autorité.

Autorité des marchés financiers
Toll-free : 1-866-526-0337
Quebec City Area : (418) 525-0337
Montreal Area : (514) 395-0337

E-mail: renseignements-consommateur@lautorite.qc.ca
Website: www.lautorite.qc.ca

 


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Cost of Borrowing

If your complaint relates to the cost of borrowing and you are not satisfied with our response, please send your complaint in writing to the Financial Consumer Agency of Canada at the following address:

Financial Consumer Agency of Canada
6th Floor, Enterprise Building
427 Laurier Avenue West
Ottawa, ON
K1R 1B9