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Life and Serenity 65
Life and Serenity 65 is a unique coverage that offers you all the advantages of traditional whole life insurance, plus additional financial help while you are alive, if you lose your independence.

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The Coverage |
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Life and Serenity 65 is whole life insurance with guaranteed premiums.
What sets it apart is that if you are stricken with loss of independent existence, Alzheimer’s, Parkinson’s disease or paralysis, beginning at age 65 you’ll receive a non-taxable monthly benefit equal to 1% of the life face amount, until the face amount is depleted.
You won’t have to worry about paying your premium after diagnosis.
You’ll also be sure to be able to leave something to your loved ones, because even if the monthly payments totally deplete your face amount, an additional amount equal to 25% of the face amount will go to your heirs upon your death. Life and Serenity 65 could therefore pay up to 125% of your face amount.

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Who is Life and Serenity 65 for? |
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Single people, particularly women, because they live longer than men
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Couples with children, because they don’t want to have to count on their children for financial help
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Couples without children, because they have less family care to count on in retirement
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Single parent families, because they have only a single source of income to cover all expenses/costs
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Why Choose Whole Life Insurance With Coverage in Case of Loss of Independence? |
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Because the best person to rely on is you! Choose the best of both worlds...
You are covered by your life insurance at all times.
However, healthcare for seniors is ever more expensive. Like everyone, you don’t want to become a financial burden on your family. Without sufficient financial resources, it could be difficult for you to obtain quality care and an environment adapted to your physical condition.
Life and Serenity 65 will support you by paying you a monthly benefit that will help you pay for the care you need if you experience a loss of independence, and it will also pay a death benefit.

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Why Subscribe now for Coverage in Case of Loss of Independence? |
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The best time to ensure your future wellbeing is now!
At the point you experience a loss of independent existence and healthcare costs must be paid, it’s probably too late to obtain financial help. Inevitably, the savings you accumulated over your lifetime will be rapidly run through, until they are entirely gone.
If you’re age 40 or over, now is the time to do what’s necessary. Good planning today will determine the quality of your future.

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Find Out More |
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For more details, please read our Life and Serenity 65 brochure (PDF – 345 KB)
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