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Investment Funds

Performance of Ecoflex
    and Ultraflex II
    Investment Funds

APEX Funds

Performance of APEX
    Investment Funds

Performance of Diploma
    Fund

Life Insurance Rates
    Schedule (PDF)

Principal Guaranteed with
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      (PGX)

Principal Guaranteed
      with an Alternative
      Investment (PGA)

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      Funds

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Investment Vehicles

Performance of Ecoflextra Investment Funds
(Guaranteed Surrender Series and Classic Series)




Net Returns (%) as at 31-Dec-2008

1 year

3 years

5 years

10 years

Focus Funds

Price as at

Variation

Rtn as at

Net Returns as at 31-Dec-2008

  

02-Jan-2009

  (%)

31-Dec-2008

1 year

3 years

5 years

10 years


Focus Prudent
 
12.213
0.057
-5.271
-5.271
0.187*
2.501*
3.288*
 
Focus Moderate
 
12.189
0.551
-10.952
-10.952
-1.226*
2.031*
2.991*
 
Focus Balanced
 
12.111
1.045
-16.453
-16.453
-2.665*
1.520*
2.643*
 
Focus Growth
 
11.998
1.540
-21.783
-21.783
-4.154*
0.971*
2.282*
 
Focus Aggressive
 
11.879
2.035
-26.850
-26.850
-5.652*
0.454*
1.926*
 

Income Funds

Price as at

Variation

Rtn as at

Net Returns as at 31-Dec-2008

  

02-Jan-2009

  (%)

31-Dec-2008

1 year

3 years

5 years

10 years


Money Market
 
16.875
-0.001
2.032
2.032
2.588*
2.015*
2.387*
 
Short Term Bonds
 
13.963
-0.360
2.503
2.503
1.969*
2.046*
3.031*
 
Bonds
 
22.889
-0.726
5.813
5.813
2.796*
3.614*
4.264*
 
Bonds - series 2
 
15.095
-0.768
4.049
4.049
2.413*
3.372*
3.917*
 

Diversified Funds

Price as at

Variation

Rtn as at

Net Returns as at 31-Dec-2008

  

02-Jan-2009

  (%)

31-Dec-2008

1 year

3 years

5 years

10 years


Diversified Security
 
14.472
0.330
-6.846
-6.846
-0.731*
2.071*
3.865*
 
Diversified
 
25.282
1.132
-15.480
-15.480
-2.745*
1.870*
4.099*
 
Diversified Opportunity
 
15.084
1.974
-21.875
-21.875
-4.611*
1.263*
4.138*
 
Fidelity Canadian Asset Allocation
 
12.226
1.430
-19.997
-19.997
-2.298*
3.022*
3.836*
 
Diversified Income
 
12.961
3.105
-21.887
-21.887
-6.078*
3.336*
-
 
Global Diversified (Catapult)
 
7.632
1.188
-22.703
-22.703
-
-
-
 
Tactical Income (Catapult)
 
10.106
0.728
-
-
-
-
-
 

Canadian Equity Funds

Price as at

Variation

Rtn as at

Net Returns as at 31-Dec-2008

  

02-Jan-2009

  (%)

31-Dec-2008

1 year

3 years

5 years

10 years


Dividend Income
 
8.627
1.734
-28.130
-28.130
-7.382*
0.778*
4.605*
 
Dividend Growth
 
9.689
2.516
-26.161
-26.161
-4.081*
4.390*
8.442*
 
Canadian Equity (Leon Frazer)
 
11.133
2.187
-20.755
-20.755
-5.335*
-
-
 
Canadian Equity Index
 
13.390
2.733
-32.147
-32.147
-5.262*
2.359*
2.647*
 
Select Canadian
 
17.393
3.451
-32.619
-32.619
-7.006*
1.343*
5.343*
 
Canadian Equity Value
 
28.588
2.608
-32.057
-32.057
-7.458*
0.954*
4.676*
 
Canadian Equity (Dynamic)
 
12.258
3.285
-32.450
-32.450
-3.405*
7.344*
10.262*
 
Canadian Equity (Jarislowsky)
 
10.877
2.676
-26.123*
-26.123*
-5.061*
4.481*
8.618*
 
Canadian Leaders
 
11.276
1.988
-23.581*
-23.581*
1.593*
-
-
 
Fidelity True North®
 
17.291
2.700
-34.868
-34.868
-5.428*
3.307*
5.480*
 
Canadian Equity Growth
 
14.462
3.170
-33.405
-33.405
-3.963*
3.301*
-
 
Fidelity Canadian Opportunities
 
15.039
3.168
-35.011
-35.011
-7.823*
0.492*
-
 
Canadian Equity (Small Cap.) (QV)
 
10.764
1.677
-33.065*
-33.065*
-7.385*
3.017*
10.102*
 

U.S. & International Equity Funds

Price as at

Variation

Rtn as at

Net Returns as at 31-Dec-2008

  

02-Jan-2009

  (%)

31-Dec-2008

1 year

3 years

5 years

10 years


Global Dividend (Dynamic)
 
8.329
1.924
-25.930
-25.930
-
-
-
 
Global Dividend (Fortis)
 
11.383
3.144
-39.664*
-39.664*
-10.409*
-0.576*
-
 
Global Equity (Templeton)
 
8.937
2.005
-31.043
-31.043
-8.140*
-3.005*
-1.223*
 
Global Equity (Mackenzie Cundill)
 
10.699
1.008
-26.122*
-26.122*
-7.980*
-0.754*
-
 
Global Equity (Oppenheimer)
 
7.989
2.100
-27.896
-27.896
-10.037*
-3.135*
0.219*
 
Fidelity NorthStar®
 
7.692
1.969
-33.705
-33.705
-10.609*
-2.554*
-
 
Global Equity Small Cap (DB Advisors)
 
6.699
1.265
-38.002
-38.002
-
-
-
 
International Equity Index
 
6.267
1.272
-29.092
-29.092
-7.624*
-1.980*
-4.339*
 
International Equity (Templeton)
 
11.462
1.965
-32.742
-32.742
-7.817*
-1.688*
-1.925*
 
International Equity (McLean
Budden)
 
8.505
0.792
-24.897
-24.897
-7.026*
-2.231*
-
 
Fidelity European Equity
 
7.745
1.664
-37.316
-37.316
-0.403*
3.129*
-2.252*
 
U.S. Equity Index
 
6.741
1.165
-24.092
-24.092
-9.434*
-6.065*
-6.638*
 
U.S. Equity (McLean
Budden)
 
8.398
2.580
-25.296
-25.296
-7.992*
-4.677*
-2.346*
 
U.S. Equity
(Legg mason)
 
4.576
2.355
-44.971
-44.971
-23.663*
-14.567*
-8.069*
 

Distinction Funds

Price as at

Variation

Rtn as at

Net Returns as at 31-Dec-2008

  

02-Jan-2009

  (%)

31-Dec-2008

1 year

3 years

5 years

10 years


Distinction Prudent
 
10.366
0.423
-10.506*
-10.506*
-1.525*
1.773*
-
 
Distinction Conservative
 
10.502
0.673
-13.647*
-13.647*
-2.248*
1.822*
-
 
Distinction Balanced
 
10.585
1.103
-19.079*
-19.079*
-4.027*
0.666*
-
 
Distinction Monthly Income
 
10.603
1.424
-22.277*
-22.277*
-7.480*
-
-
 
Distinction Growth
 
10.741
1.538
-25.123*
-25.123*
-7.180*
-0.990*
-
 
Distinction Bold
 
10.810
1.882
-28.446*
-28.446*
-7.676*
-0.598*
-
 

Funds not Offered to New Contract Subscribers

Price as at

Variation

Rtn as at

Net Returns as at 31-Dec-2008

  

02-Jan-2009

  (%)

31-Dec-2008

1 year

3 years

5 years

10 years


Canadian Equity (Bissett)
 
13.194
2.591
-33.633
-33.633
-9.899*
-0.424*
2.755*
 

Unit Value: The unit value on the date shown. The unit values are presented net of management fees and are calculated daily.

Variation (%) Year to Date: The fund's non-annualized performance, net of management fees, since the beginning of the current year.

Net Return as at December 31 : The return obtained by the fund as at December 31, after deduction of management and administration fees.

Net Returns – 1, 3, 5, and 10 Years: Annual compound returns for the period ending on the date indicated.

The unit values and returns will fluctuate, and past or simulated returns are not a guarantee of future returns on the funds. Important information is provided in the Ecoflextra investment fund information folder. We recommend that you read this information carefully before investing. You may obtain a copy of the folder from your representative.

 

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