Investment Funds

By putting money in investment funds of the IAG Savings and Retirement Plan, you are combining your savings with those of investors having similar investment objectives and benefiting from the skills of experienced managers. No matter what your financial horizon or your investor profile, we have the right investment fund for you.

	Who Should Consider Investment Funds?
	Features and Advantages of segregated funds
	Funds Available

Who Should Consider Investment Funds?

All types of investors, from cautious to aggressive, primarily those having a medium- to long-term investment horizon.

Features and Advantages of segregated funds

Only insurance companies offer segregated funds. Our funds have numerous advantages that set them apart from mutual funds :

	We offer a guarantee on your deposits, applicable at the maturity of the investment or at death. You can recover the entire amount you have invested.
	You can protect the Returns generated from your investments.
	You can protect your savings against potential creditors*.
	The estate value is protected at death (without probate fees).
	We can ensure the continuity of your contributions in the event of disability*.

*Certain conditions apply.

Among the Funds offered within the IAG Savings and Retirement Plan, Focus funds are adjusted periodically to conserve the asset mix described in your investor profile.

Funds Available

	CLASSIC SERIES: A range of investment funds designed for those who seek long-term growth potential and low-cost capital protection.
	ECOFLEX SERIES: A range of investment funds that offer a full guarantee of your capital and medium- to long-term growth potential. In addition, you can also protect the return on your investments.
	ECOFLEXTRA SERIES: A range of investment funds that prioritize capital protection with a view to paying a guaranteed retirement income for life, which can even increase over the years.
	Diploma Fund The Diploma Fund is the ideal financial vehicle to finance a child’s post-secondary education.
	My Education Fund Another RESP plan with access to the range of My Education investment funds.
	Mutual Funds offered by Investia Financial Services Inc., a member of the Industrial Alliance Group Investia Financial Services Inc. is a mutual fund dealer that distributes a wide range of mutual funds through its representatives.