Universal Life Policies – Index Accounts & Interest Rates

Genesis index accounts enable holders of universal life insurance policies to take advantage of the higher return prospects offered by the financial markets.

For information about the performance of our universal life investment options, choose one of the products below. If you don’t know the name of your product, please consult your investment statement.

Universal Life Insurance Product		Contract Issue Period
Genesis 5 Series IV		December 2008		---
Genesis 5 Series IV Plus - Low Fees Option		December 2008		---
Genesis 4 Series IV		July 2007		December 2008
Genesis 4 Series IV Plus - Low Fees Option		July 2007		December 2008
Genesis 3 Series IV		March 2007		July 2007
Genesis 3 Series IV Plus - Low Fees Option		March 2007		July 2007
Genesis 2 Series IV		August 2006		March 2007
Genesis 2 Series IV Plus - Low Fees Option		August 2006		March 2007
Genesis 1 Series III		December 2005		August 2006
Genesis 1 Series III Plus - Low Fees Option		December 2005		August 2006
Meridia 4		January 2005		December 2005
Meridia 3		November 2003		December 2004
Meridia 2		May 2002		November 2003
Meridia 1		June 2000		April 2002
Topaz 3		November 1999		June 2000
Topaz 2		November 1998		November 1999
Topaz 1		November 1996		November 1998
Elix		June 1994		November 1996
Uniflex		March 1990		September 1994
APEX Ultra GOLD PLUS*		1998		2001
APEX Ultra GOLD*		1996		2000
Universal T100*		1993		1996
APEX GOLD*		1992		1998
APEX UL*		1987		1996
Exceptional Life		1987		1999
APEX*		1985		1993
APPL2*		1984		1988
APPL*		1981		1985

*Please note that for these products only a limited history of Net Returns will be available for the Funds initially purchased.